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Free Guide

Everything you need to buy your first home

The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.

  • How much you can actually afford
  • Every cost beyond the purchase price
  • A step-by-step timeline from offer to closing
Download your free guide
What's Inside

A chapter for every step

Budgeting & affordability

What lenders actually look at, and how much home that really buys you.

Down payments & closing costs

Every cost beyond the purchase price, laid out line by line.

Getting pre-approved

What to have ready, and how a pre-approval actually strengthens an offer.

From offer to keys

A step-by-step timeline of what happens, and when, between an accepted offer and closing day.

A look inside

Getting started with a broker
Getting started with a broker
Choosing the right mortgage
Choosing the right mortgage
Savings programs for every buyer
Savings programs for every buyer
Why It Matters

Real answers, not just homework

This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.

  • Plain-language explanations, no jargon left unexplained
  • Local context — Ottawa land transfer tax, programs and lenders
  • Built to be read once and kept for reference through closing
Get your copy
Client Stories

Home buyers like you

“Hey Alexia, Thank you sooo much, it was a hectic weekend moving but its now looking like home :) I really can&#39t thank you enough, my experience with you has been the best of all I have dealt with (and that&#39s not a knock on anyone…
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Aiman
“Alexia, Rosalie and I would like to thank you warmly for your exceptional contribution to the refinancing of our house. You were professional, accessible, available, very very very efficient and patient with us. Personally, I felt that…
A
Alain & Rosalie
“Bonjour Alexia, Nous sommes très très content ce matin. Merci beaucoup pour les efforts, merci pour tout votre temps. Nous sommes fiers de vous. La priorité de vos clientes est votre objectif. Merci beaucoup. Alain & Rosalie Aug 2022”
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Alain & Rosalie
“I’ve had the pleasure of working with Alexia Ferdinand for 3 mortgage transactions. She is extremely professional and knowledgeable and will go the extra mile to make sure her clients best interests are protected. I would not hesitate to…
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Andrea
“Hi Alexia I just wanted to say thank you for all of your help and taking the time to answer all my questions. I really do appreciate all that you did for me. Take care and I hope you have a very merry Christmas season. Andrea Nov 2021”
AB
Andrea B
“Hi Alexia, It’s been an absolute pleasure working with you. Your dedication and customer service are excellent. We look forward to continuing to work with you for my condo purchase and Sandra’s home purchase. Thank you kindly for all your…
AE
Andrea E
“Hey Alexia, Thank you sooo much, it was a hectic weekend moving but its now looking like home :) I really can&#39t thank you enough, my experience with you has been the best of all I have dealt with (and that&#39s not a knock on anyone else). I can&#39t recommend you enough and would love to leave an online review about how great you are! Thanks a million and I am sure to do future business with you, and to recommend anyone who asks to you. Hope you had a great weekend (this weather is beautiful) -Aiman”
Aiman
“Alexia, Rosalie and I would like to thank you warmly for your exceptional contribution to the refinancing of our house. You were professional, accessible, available, very very very efficient and patient with us. Personally, I felt that you really cared about our needs you have integrity and are attentive to the client&#39s needs. We will not hesitate to recommend you. We are extremely satisfied with your services. This is not the end of our story. We are sincerely counting on you for the purchase of our next house. As you advised me, we are looking for the house. As soon as we find it, we will let you know about the financing. Once again THANK YOU SO MUCH”
Alain & Rosalie
“I’ve had the pleasure of working with Alexia Ferdinand for 3 mortgage transactions. She is extremely professional and knowledgeable and will go the extra mile to make sure her clients best interests are protected. I would not hesitate to refer friends and family to Alexia. Nov.2022”
Andrea
“Hi Alexia, It’s been an absolute pleasure working with you. Your dedication and customer service are excellent. We look forward to continuing to work with you for my condo purchase and Sandra’s home purchase. Thank you kindly for all your help and we wish you and your family a very Merry Christmas and a Happy New Year. Best Regards, Andrea”
Andrea E
Ready When You Are

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